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Important Disclosures. Please Read Carefully.

Individuals experiencing significant financial difficulties should explore other options or seek professional financial advice. This website utilizes Site Visit Recordation Technology to track site visits, including third-party technologies such as Jornaya’s LeadiD. By submitting your information on this site, you agree to the use of Site Visit Recordation Technology. The owner of this website is not a lender or a representative of any lender and does not handle loan applications or engage in lender-related activities such as making credit decisions, arranging, brokering, originating, servicing, underwriting, funding, or collecting payments. Submitting your information through this website is a request to be connected with one or more financial service providers who can assist with your financial needs. These providers are responsible for processing your credit application, verifying your information, and making their own credit decisions.
The services provided by this website are administrative (often referred to as "lead generation") and are offered at no cost to you. Lenders and financial service providers pay a fee to be connected with consumers seeking financial services, typically based on a bidding system similar to Google AdWords, where the highest bidder is matched with the consumer.
In some cases, you may be given the option to connect with a tribal lending enterprise (TLE). TLEs are governed by tribal and specific federal laws but are exempt from state laws, including usury limits. If connected with a TLE, be aware that their rates and fees may be higher than those of state-licensed lenders. Additionally, TLEs may require you to agree to dispute resolution under tribal jurisdiction. It is important to read and understand the terms of any loan offer from any lender, whether tribal or state-licensed, and to decline any offer that you cannot afford or that includes unacceptable terms.

By submitting your information through this website, you authorize the website owner and its network of lenders to perform a credit check, which may involve verifying your social security number, driver’s license number, or other identification, and assessing your creditworthiness. Credit checks are generally conducted by major credit bureaus like Experian, Equifax, and TransUnion, but may also involve alternative credit bureaus such as Clarity, DataX, or others. You also consent to the sharing of your information and credit history with the website’s network of lenders and other service providers.
This service is not available in all states.

Lender’s or Lending Partner’s Disclosure of Terms.

When a lender agrees to offer you a loan, they are legally obligated to provide documentation detailing all fees and rate information related to the loan, including any possible fees for late payments, as well as the terms for refinancing, renewing, or rolling over the loan (where permitted by law). Loan fees and interest rates are set exclusively by the lender or financial service provider according to their internal policies, underwriting standards, and applicable regulations. This website does not have any knowledge of or control over the loan terms offered to you.

Late Payments Hurt Your Credit Score

Please note that missing or making late payments can adversely affect your credit score. To safeguard your credit history, ensure that you only agree to loan terms that you can afford to repay. If you're unable to make a payment on time, contact your lender promptly to discuss available payment options.